A Clearwater Short Sale Attorney With Advice You Can Trust

Clearwater properties as are diverse as their residents. There are million dollar beach houses as well as more affordable condos, townhouses and single family homes to be found. If you have tried unsuccessfully to sell your home and you are in danger of falling into foreclosure, contact an experienced Clearwater short sale attorney for help. The law offices of Stephen K. Hachey can negotiate with your lender and help you sell your home before you lose it to foreclosure.

Clearwater’s home resale inventories increased, with a 7 percent increase since October 2012. Average price per square foot for Clearwater FL was $102, a decrease of 3.8% compared to the same period last year. The median sales price for homes in Clearwater FL for Jul 12 to Sep 12 was $110,000 based on 642 home sales. Compared to the same period one year ago, the median home sales price decreased 6%, or $7,000, and the number of home sales decreased 12.2%. The average listing price for homes for sale in Clearwater FL was $171,408 for the week ending Oct 24, which represents a decrease of 6.7%, or $12,332, compared to the prior week. Popular neighborhoods in Clearwater include On Top Of The World and Chman Ridge, with average listing prices of $60,086 and $296,070.

Are you having trouble keeping up with the payments on your home? We can help! With more than six years of experience helping homeowners just like you get a fresh start and out of debt through a short sale, the Law Offices of Stephen K. Hachey provide the unparalleled service and representation needed to make the short sale process as quick and painless as possible.

In fact, we work with you, personalizing services to your unique situation and making decisions based on your needs and budget—no matter your needs. We know the short sale process can often be lengthy and confusing, and that’s why we provide the reliable, professional and affordable representation necessary during this time of need.

As a Clearwater short sale attorney, we know what it takes to walk you through the entire short sale process, always making sure your goals are met and rights are protected. We know life throws curve balls—work with a Clearwater short sale lawyer who not only understands the complexities being under water on your home, but who will work on your behalf.

The days of feeling helpless and confused are long gone!

What is a Short Sale and is it the Right Option for Your Situation?

A short sale happens when a lender agrees to accept less than the amount owed to pay off a loan as an alternative to foreclosure. Lenders know if the property is worth less than the amount owed and they foreclose that they will lose money. Clearwater short sale attorney can often convince a lender that it will be more beneficial if they take less than what is owed now, rather than taking the property back by foreclosure and trying to sell it later.

Depending upon what you may owe on your mortgage, the current value of the home, your credit history and financial hardship, a short sale may be the answer. The knowledge of Stephen K. Hachey, an experienced Orlando short sale lawyer, can help you navigate through the short sell process as efficiently as possible to prevent a foreclosure.

What if the Property Sells For Less Than You Owe?

Sometimes the mortgage company will write off the difference between what you owe and the sale price is at closing. Sometimes they won’t. Also, depending on your purchase agreement, either the buyer or the mortgage company will have to pay the realtor fees and closing cost.

The entire process can be extremely time consuming and usually requires lengthy negotiation with the lender by a skilled attorney. Not to mention there are many pitfalls to this type of transaction, and it is critical that things be done correctly the first time, otherwise your bank may decline the transaction, or void other solutions.

The main advantage of using an experienced short sale attorney like Stephen K. Hachey is to act as a buffer between all parties involved. And to help you effectively complete the short sale process without any legal recourse.

The Law Offices of Stephen K. Hachey proudly serves Tampa, St Petersburg, Clearwater, Wesley Chapel, Brandon, Riverview, South Tampa and everywhere in between.