Services We OfferForeclosure Defense: We help homeowners facing foreclosure by providing expert, realistic advice and solutions. We stand out among foreclosure attorneys by utilizing legal strategies and tactics to protect your rights as a homeowner. Short Sales: If you don’t have any equity, you still can sell your home through a process called a short sale. It’s a real estate transaction that allows you to sell for less than what you currently owe on your mortgage, but only if your lender agrees to accept it. And it’s a long process. Loan Modification: Unlike a refinance, a loan modification is a permanent change of the terms of your original loan. When finalized, a loan modification will also result in a foreclosure lawsuit being dismissed. Title Insurance & Closing Services: Did you know: as a buyer or seller, having a lawyer involved in your closing and acting as your title insurance agent is no more costly than using the average title insurance company? For Sale By Owner: For Sale By Owner, often referred to as FSBO, is the process of selling real estate without representation by a Realtor©. We have carved out a specialty helping buyers and sellers in the For Sale By Owner process. We coined the phrase “For Sale With Lawyer.” Quitclaim Deeds: Often mistakenly referred to as a quick claim deed, a quitclaim deed relieves the Grantor of any liability regarding the ownership of the property. It does not guarantee that the Grantor has clear title to the property. It’s simply a relinquishment of any rights a Grantor may have in a property. Chapter 7 Bankruptcy: A Chapter 7 Bankruptcy will provide a “Fresh Start” if you are facing overwhelming credit card debt, mounting medical bills or the threat of foreclosure. A Chapter 7 bankruptcy involves liquidation, in which all of your nonexempt property and assets will be sold to help repay your creditors. You will be allowed to keep all property that is considered exempt. Deed in Leiu: Did you know: there’s an option allowing you to voluntarily transfer the property to the lender in exchange for a release of the mortgage? When short sale isn’t a viable option, deed in lieu might be the answer. Business Law: We can help you deal with a variety of commercial, contractual and personal disputes, ultimately protecting your business, reputation and, most importantly, your bottom line. Collections Law: The health of your company depends on the flow of revenue coming in to your company being commiserate with the products or service being produced. We will handle your case in a skilled, diligent and professional manner. Civil Mediation: We work with you one-on-one, personalizing our thorough quality services to your specific case and needs. It’s our job to get both parties to come to an agreement that works. Tenant Evictions: Need help evicting a tenant for non-payment of rent? We can file an eviction lawsuit including all preparation and filing paperwork to clerk, providing summons to a process server or the sheriff, filing all motions and paperwork to the court.
Attorney ProfilesStephen K. Hachey, Attorney
Eugene Castagliuolo, Attorney