Can I get a loan modification after filing for Chapter 13 bankruptcy?

It is an unfortunate reality that many people were severely affected by the economic downturn. We’ve all heard horror stories about underwater mortgages and whole neighborhoods in foreclosure. Some borrowers have resorted to bankruptcy. Chapter 13 bankruptcy does offer the opportunity for loan modification. The Tampa Division of the Florida Middle District Bankruptcy Court has […]

What Happens if You Miss a Mortgage Payment?

If you are one of the many Americans who are feeling the pressure in your wallet to choose between which bills to skip this month, you are not alone. Some people choose to skip the mortgage payment. But before you make that final decision, there are several items you should take into account regarding what […]

Government Programs for Homeowners

It is no secret that the housing market in recent years fell into a crisis. This is nothing new. And while home values slowly begin to increase and less homeowners are finding themselves with underwater mortgages, the market is still being flooded with foreclosures. This continues to plague the housing market, which is vital to […]

Are There Ways to Avoid Foreclosure?

Foreclosure is a scary possibility for many of us. As the economy moves up and down, things like job security and cost of living can be unpredictable. It’s important to do as much as we can to stay in the clear – for our financial sake and for our sanity. Here are some ways you […]
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