When a homeowner falls behind on his or her mortgage payments and doesn’t make new arrangements with the lender, he or she risks foreclosure. In most cases, the lender can’t foreclose on the property until they have filed a lawsuit and received permission from the court. If the court dismisses it, the lender has to […]
In most cases, paying more taxes means that you’re earning more income. Depending on your specific situation – perhaps you’ve received a bonus at work or even won the lottery – that can be a good thing, since you’ll still come out ahead financially even after getting taxed by Uncle Sam. While paying more taxes […]
According to a report issued by the real estate data provider RealtyTrac, Tampa Bay’s November foreclosure rate in 2015 was the sixth highest among metropolitan areas across the nation – at a rate of about one in every 512 housing units. The five metropolitan areas in the country to top Tampa on the list included […]
Thanks to a spending bill signed by President Obama on Dec. 18, 2015, the Mortgage Forgiveness Debt Relief Act has been extended to Dec. 31, 2016. The extension will also retroactively cover mortgage debt that homeowners canceled in 2015. The Mortgage Forgiveness Debt Relief Act helps homeowners avoid paying taxes on home mortgage debt that […]
The housing market crash of 2007 caused millions of American homeowners to face the risk of foreclosure because of declining property values and staggeringly high unemployment rates. In 2010, a year after the worst part the crisis, the Obama administration initiated the ‘Hardest Hit Fund’ in an attempt to help homeowners who were affected the […]
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