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Good Faith Estimate

Anybody who attempted to apply for a loan prior to 2010 knows how vague and difficult it used to be to apply for a loan. With hidden fees and surprise increases that could come months later, it was difficult to make comparisons between different mortgages. But as of January 1st, 2010, this ability t ...

How to Hire a Great Property Management Company

When you begin taking on a lot of rental properties, it can become overwhelming. You may want to turn to a property management company to help you handle the properties, but because these properties are large assets, you can’t just trust anybody with them. So how do you find a great company to trust ...

How to Perform a For Sale by Owner

As the price of real estate companies continues to rise, more homeowners are opting for sale by owner rather than hiring a professional. While this isn’t extremely difficult, there are several items to take into consideration after you have chosen this option. Here are some tips and tricks to help y ...

Things That Have Gone Wrong During a Real Estate Sale

Closing on your home can be a very exciting time, but for many, it can turn into a disaster. What you see isn’t always what you get. So how does this happen? The answer is slightly complicated. When you buy a home, you rely on the real estate agent, home seller and the inspector to be open and ...

How Does the Close-of-Escrow Process Work

Escrow. It is a term we hear often, but what exactly is escrow? According to the Merriam-Webster Dictionary, escrow is defined as a deed, a bond, money, or a piece of property held in trust by a third party to be turned over to the grantee only upon fulfillment of a condition. In the real estate wor ...

Are you Ready to Own Rental Property

With the current state of the housing market seeing a very slow increase, and more people renting than ever, it may seem like the right time to invest in rental property. But most people would be mistaken to think that just because it seems to be the right timing, it is. In fact, when you decide to ...

How Can I Qualify for Any of the Alternatives to Foreclosure?

Whatever financial situation you find yourself in, the most important thing to do when facing foreclosure is focus on how you can stay in your home. There are many alternatives and it’s best to explore them all. However, many require a lengthy process with no shortage of hoops to jump through. One p ...

Are There Ways to Avoid Foreclosure?

Foreclosure is a scary possibility for many of us. As the economy moves up and down, things like job security and cost of living can be unpredictable. It’s important to do as much as we can to stay in the clear – for our financial sake and for our sanity. Here are some ways you can avoid foreclosu ...

Are There Alternatives to Foreclosure I Should Look Into?

It can be difficult to think of foreclosure as a reality. When the economy is going through tough times, we feel it, and it can spell disaster and heart break for families that are threatened with foreclosure. However, there are several alternatives to foreclosure that you may want to look into. H ...

Can Florida Mortgage Brokers Charge an Application Fee Under Florida Law?

The answer in one word: Yes. In Florida, the Department of Banking and Finance oversees all aspects of mortgage license laws. The most current regulations regarding Mortgage Brokers in Florida became effective in July 1992. These regulations apply to anyone who solicits mortgage loans on a bor ...

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