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Do I Need to Stop Paying My Mortgage in Order to Qualify for a Loan Modification?

In times of financial hardship, it can be difficult to face the truth: bills may be difficult or impossible to pay, and you need help. The first step is to realize that you need to take control. Getting behind on payments or failing to pay each month can result in bad credit and foreclosure of you ...

What is the Process for Evicting a Former Owner After Foreclosure in FL?

In the unfortunate event that an owner must be evicted from their home in Florida, there are a series of steps that need to be taken. After a foreclosure, a bank has the right to take the property. However, the previous owner may not yet have a new residence. In order to gain possession of the resid ...

How do I Know Whether a Foreclosure Modification Company is Legitimate?

With so many programs in place to help homeowners avoid foreclosures and keep their homes, it can be difficult to figure out who is legitimate and who is harboring less than honest intentions. If you are trying to get a modification on your home loan or looking for a way to avoid or manage a loomi ...

What Happens After Receiving a 3-Day Eviction Notice in FL?

What is a 3-Day Eviction Notice? A 3-Day Notice is most often served in Florida when a tenant does not pay rent, and the landlord intends to pursue eviction proceedings. Any violation of the lease terms can result in a 3-Day Notice, which demands that the tenant either rectify the problem or leave ...

Can a Tenant Deny Access to a Landlord to Show a Property For Sale in FL?

In Florida's real estate market, the sale of rented properties is not uncommon. However, this can create a complex interplay between a tenant's right to privacy and a landlord's right to sell. Let's dissect this intricate balance, offering both tenants and landlords a clearer roadmap for such situat ...

What is a Homeowner's Liability for Unpaid Real Estate Taxes After Foreclosure?

When you lose your home in foreclosure, the bank takes over the property, but you might be wondering who becomes responsible for property taxes. Many homeowners who go through a foreclosure worry that they are required to continue paying taxes. Those overdue real estate taxes are a problem, but most ...

Adding Names to the Deed

Owning a property is a significant milestone, and there are times when homeowners wish to share this ownership with others, be it due to marriage, inheritance, or other personal reasons. One common method to achieve this is by adding names to the property deed. Here's a comprehensive guide on how to ...

Removing Names From the Deed

Property ownership is not just about acquisition; it's also about the flexibility to adapt to changing circumstances. Whether due to a change in relationship status, estate planning, or other reasons, there might come a time when you need to remove a name from a property deed. Here's a comprehensive ...

Why is a Tenant Listed as a Defendant in a Foreclosure Lawsuit in FL?

When a lender brings a foreclosure action against a property owner in Florida, that lawsuit covers anyone and everyone who might also have a claim to the property. If you are living in a home that is being foreclosed on, the bank may include you as a defendant not because you will owe them any money ...

What is HAFA?

When homeowners realize they cannot keep up with their mortgage payments, and loan modification is not an option, there are still ways to avoid foreclosure. Thanks to the Home Affordable Foreclosure Alternatives program (HAFA), homeowners can work with their banks on other ways out of the property ...

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