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If a Bank Sends a Letter Stating They are Forgiving a Mortgage and Have Decided Not to Foreclose, Can You Trust it?

Even the faintest hint of a foreclosure is enough to give any homeowner nightmares. For the homeowner that has missed mortgage payments, the idea of foreclosure is even more frightening. After receiving notice after notice concerning default payments and defending threats of an impending foreclosure for as long as possible, it is easy to understand […]

Why is the U.S. Bank v. Bartram Case Important?

A court decision issued last year has serious implications for Florida homeowners. In U.S. Bank v. Bartram, decided last April, the Fifth District Court of Appeals held that each default that occurs after a failed foreclosure attempt creates a new cause of action for the lender for statute of limitations purposes. This is true even […]