If you are experiencing harassing calls from creditors, facing foreclosure, car repossession, or lawsuits, you may want to consider filing bankruptcy. Filing bankruptcy can be a complicated and time-sensitive process. Hiring an experienced Tampa bankruptcy attorney is your best bet for navigating the complex process.
Making the decision to file bankruptcy is not one to take lightly. A great attorney will work one-on-one with you to analyze the specifics of your situation in order to determine if filing bankruptcy is the right choice for you. An experienced attorney will understand that extenuating circumstances such as job loss, separation, business closure or medical issues most likely contributed to your financial hardship.
A good lawyer will make it their goal and work toward improving your comprehensive financial situation without all of the irritation and confusion. Like everything, there are pros and cons to filing bankruptcy. Benefits include being free of credit card and other debts, keeping your car and home, and forfeiting or altering “secured debt” such as a mortgage or car payment.
However certain properties such as inheritances and vacation property may be sold in order to pay off debtors, and the bankruptcy remains on your credit report for up to ten years. An experienced Tampa bankruptcy attorney will help you review your options to see if a bankruptcy filing is the best option for you.
Know Your Rights Before You Act
As a Tampa bankruptcy lawyer, Stephen K. Hachey understands that the decision to file bankruptcy is not easy. Stephen K. Hachey, a Tampa bankruptcy attorney, is an expert in the field of bankruptcy law. As a Tampa bankruptcy law firm, the Law Offices of Stephen K. Hachey places great emphasis on insuring that you maintain the best possible financial outlook.
We know that bankruptcies occur due to various reasons: separation, business failure, health problems or mortgage related distress. It is our goal to improve your overall financial picture with the least amount of frustration and confusion possible.
One of the most common misconceptions when it comes to bankruptcy is that most people aren’t eligible when, in fact, most people with serious debt problems are actually able to file under Chapters 7 or 13. It is important to keep in mind, however, that working with an experienced and courteous Tampa bankruptcy lawyer can make all the difference.
Bankruptcy if There’s No Other Solution
At the Law Offices of Stephen K. Hachey, P.A., we know that the decision to file bankruptcy is not an easy one. Stephen K. Hachey is an attorney with expertise in the field of bankruptcy law. As a Tampa bankruptcy law firm, we understand that many bankruptcies occur due to separation, business failure, health problems or mortgage related distress. It is our goal to improve your overall financial picture with the least amount of frustration and confusion possible.
What are some benefits of filing for bankruptcy?
• Your debts such as credit card debt are “discharged” (removed)
• Your home, car and certain other property can’t be taken to pay creditors
• You can eliminate or modify “secured debt” like a mortgage or car loan
• Chapter 13 bankruptcy may save you interest charges on unpaid tax bills
What are some disadvantages to filing for bankruptcy?
• Nonexempt property (heirlooms and vacations homes) could be liquidated or sold to pay off creditors
• It will remain on your credit history for 10 years and will become public record
If You’re Someone Considering Filing Bankruptcy in Tampa, Call
813-549-0096 Today For a FREE, No-Obligation Consultation
Stephen K. Hachey, an experienced bankruptcy attorney, can not only help you determine your options, but he can advise you on the best course of action based on your unique situation. And with offices spread out through West and Central Florida, he’s available and accessible to begin defending you. We proudly serve Tampa, Orlando, St Petersburg, Clearwater, Wesley Chapel, New Tampa, Brandon, South Tampa, Lutz, Zephyrhills, Land o Lakes, Sarasota, Lakeland, Ft Myers, Cape Coral, Bradenton, Bonita Springs, Naples and everywhere in between.