A Chapter 7 Bankruptcy will provide a “Fresh Start” if you are facing overwhelming credit card debt, mounting medical bills or the threat of foreclosure. A Chapter 7 bankruptcy involves liquidation, in which all of your nonexempt property and assets will be sold to help repay your creditors. You will be allowed to keep all property that is considered exempt. The Law Offices of Stephen K Hachey, P.A. can help you understand exactly what property you can keep before you file a Chapter 7 bankruptcy petition.
Upon filing a Chapter 7 petition, the bankruptcy court will issue an automatic stay, which prohibit creditors from contacting you or pursuing lawsuits against you. An automatic stay will also postpone foreclosure sale date and cancel a foreclosure sale auction.
Chapter 7 bankruptcy will eliminate all your unsecured debts such as credit card debt, medical bills, judgments, unsecured loans and many others. In addition, you can surrender secured debt that you can no longer afford and not be responsible for the remaining portion of the debt. The Law Offices of Stephen K Hachey, P.A will explain which debts can be discharged in your individual situation.
Our Chapter 7 Bankruptcy Lawyers Are Here to Help!
Eugene Castagliuolo, an experienced bankruptcy attorney, can not only help you determine your options, but he can advise you on the best course of action based on your unique situation. And with offices spread out across Tampa Bay, he’s available and accessible to begin working for you. It is never too late to get help. The Law Offices of Stephen K. Hachey proudly serves Tampa, St Petersburg, Clearwater, Wesley Chapel, Brandon, Riverview, South Tampa, Orlando, Bradenton and everywhere in between.