Land O Lakes Loan Modification Lawyer

Land O’ Lakes has been at the center of the population explosion in Tampa’s northern suburbs. While home purchases skyrocketed in this area during the early and mid part of the last decade, a recent recession has made it tough on Land O’ Lakes homeowners.

If you are a Land O’ Lakes homeowner facing a financial hardship, a loan modification is a viable option. Stephen K. Hachey is a Land O’ Lakes loan modification attorney and can help homeowners facing foreclosure keep their homes.

A loan modification changes the terms of your loan in order to bring about payments that you can afford. Most lenders will modify an existing loan in order to help homeowners who face a documented financial hardship.

Until recently, loan modifications were only given to borrowers who were behind on payments when they were faced with a hardship. Now, borrowers may be able to get a loan modification even if they are not behind on payments, but still face a financial hardship.

How Do You Know if a Loan Modification is Your Best Option?

Your lender will make a calculated decision based on your hardship letter, current financial situation and employment status to determine if they should approve you for a loan modification. It is highly recommended to consult with an experienced Land o Lakes loan modification lawyer like Stephen K. Hachey to determine your options and offer you the best available solution.

Do You Have to be Behind on Mortgage Payments to Qualify for a Loan Modification?

No, this is a common myth and is false. Many mortgage lenders are receiving incentives to accept loan modifications while the homeowners are still current.

Why Should I Hire an Attorney Instead of Attempting to Do it Myself?

Of course you can do it yourself, but ask yourself honestly how important is it to you to keep your home. Many people have tried to complete a successful loan modification themselves with no help or advice, but remember the lender has their best interest in mind and not yours. People always hire experts to handle anything as important as the home they live in. So a better question might be, can you afford to NOT hire a loan modification attorney?

Tampa Office: 15619 Premiere Drive Ste 104A Tampa, FL 33624

Call 866-200-4646 For a Free Consultation

We have several company offices located throughout the Tampa Bay area and West Florida—North Tampa, South Tampa, West Tampa, Orlando and Riverview—and can proudly say we’re one of Florida’s most depended upon and trusted real estate law firms. And we proudly serve the following areas: Tampa, Orlando, St Petersburg, Clearwater, Wesley Chapel, New Tampa, Brandon, South Tampa, Lutz, Zephyrhills, Land o Lakes, Sarasota, Lakeland, Ft Myers, Cape Coral, Bradenton, Bonita Springs, Naples and everywhere in between.

Considering doing a loan modification to avoid foreclosure? Call 866-200-4646 today for a free consultation.