If you are a homeowner in Florida facing foreclosure, you need to consult with a knowledgeable attorney specializing in short sales and foreclosure defense. You may be planning to sell your home to prevent the foreclosure. If that’s the case, then you have very little time to do it. And if you’ve already received a notice of lis pendens, than that means your mortgage company has already started the foreclosure process against you.
Florida short sale attorney Stephen K. Hachey has been helping homeowners sell their homes to avoid foreclosure for over 6 years. Call 866-200-4646 today to schedule a consultation, and find out if a short selling is a viable option for you.
What is a Short Sale and is it the Right Option for Your Situation?
In most cases even if you do not currently have any equity, you still can sell your home through a process called a short sale. A short sale is a real estate transaction that allows you to sell your home for a price less than what you currently owe on your mortgage, but only if your lender agrees to accept it. And it’s a long process.
Depending upon what you may owe on your mortgage, the current value of the home, your credit history and financial hardship, a short sale may be the answer.
The knowledge of Stephen K. Hachey, an experienced Florida short sale lawyer, can help you navigate through the short sell process as efficiently as possible to prevent a foreclosure.
What if the Property Sells For Less Than You Owe?
Sometimes the mortgage company will write off the difference between what you owe and the sale price is at closing. Sometimes they won’t. Also, depending on your purchase agreement, either the buyer or the mortgage company will have to pay the realtor fees and closing cost.
The entire process can be extremely time consuming and usually requires lengthy negotiation with the lender by a skilled attorney. Not to mention there are many pitfalls to this type of transaction, and it is critical that things be done correctly the first time, otherwise your bank may decline the transaction, or void other solutions.
The main advantage of using an experienced short sale attorney like Stephen K. Hachey is to act as a buffer between all parties involved. And to help you effectively complete the short sale process without any legal recourse.
Florida Short Sale Lawyer Stephen K. Hachey is Here to Help!
Stephen K. Hachey, an experienced short sale attorney, can not only help you determine your options, but he can advise you on the best course of action based on your unique situation. And with offices spread out through West and Central Florida, he’s available and accessible to begin working for you. It is never too late to get help. The banks have attorneys working for them, and so should you.
The Law Offices of Stephen K. Hachey proudly serves Tampa, Orlando, St Petersburg, Clearwater, Wesley Chapel, New Tampa, Brandon, South Tampa, Lutz, Zephyrhills, Land o Lakes, Sarasota, Lakeland, Ft Myers, Cape Coral, Bradenton, Bonita Springs, Naples and everywhere in between.